Unit linked plan

If you are an aggressive investor with a desire to secure high returns, then a unit linked plan may be the perfect option. This plan gives you the opportunity to maximise your returns, while securing your life at the same time. Unlike other insurance plans where a bulk of your premium is invested in debt instruments on account of investment restrictions, in a unit linked plan you can choose exactly how you’d like your money to be invested. You can opt for a growth plan, where most of your money is invested in equities, or an income plan where most of your money is invested in debt or a balanced plan where there is an equitable distribution between equity and debt. What’s more, you are able to monitor the performance of your plan and switch between plans once a year at no additional cost. This makes unit linked plans ideal if you are well-informed about the stock markets.

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