disclaimer

1. Registered with Insurance Regulatory & Development Authority (IRDA) under the following Address and Registration Number: Tata AIG Life Insurance Company Ltd.(Regn. No.:110). Registered & Corporate Office: Peninsula Towers, 6th floor, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai – 400 013.
2. These products are underwritten by Tata AIG Life Insurance Company Limited.
   
3. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
   
4. Tax benefits are as per the Income Tax Act, 1961, and are subject to modifications made thereto from time to time.
   
5. Riders are not mandatory and are available for a nominal extra cost.
   
6. Service tax is payable on life insurance premium as per section 65(105)(zx) of Finance Act, 1994, as amended by Finance Act (No. 2), 2004 at the applicable rates as per circular number F.No. B2/8/2004-TRU (Tax Research Unit) dated 17 September 2004 issued by Government of India, Ministry of Finance and subsequent directions issued by the authorities from time to time. Any deductions done on or after 5th June 2006 will attract Service Tax.
   
7. Investments are subject to market risk.
   
8. Past performance is not indicative of future results.
   
9. IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER.
   
10. Unit Linked Insurance products are different from traditional Life Insurance products and are subject to risk factors.
11. Premiums paid in Unit Linked Insurance products are subject to Investment risks associated with capital Markets & the NAV of the units may go up or down based on the performance of the fund and factors influencing capital markets and the insured is responsible for his/her decision.
    
12. Tata AIG Life Insurance Company Limited is only the name of Insurance Company & Tata AIG Life InvestAssure II, Tata AIG Life InvestAssure Plus, Tata AIG Life InvestAssure Care, Tata AIG Life InvestAssure Extra, Tata AIG Life InvestAssure Flexi, Tata AIG Life InvestAssure Future and Tata AIG Life InvestAssure Gold, are only the names of the unit linked insurance contracts and do not in anyway indicate the quality of the contracts, their future prospects or returns.
    
13. Section 41 of the Insurance Act, 1938 - Prohibition of Rebate:
    
a) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer.
b) Any person making default in complying with the provisions of this section shall be punishable with a fine which may extend to five hundred rupees.

14. Section 45 of the Insurance Act, 1938

No policy of life insurance effected before the commencement of this Act shall after the expiry of two years from the date of commencement of this Act and no policy of life insurance effected after the coming into force of this Act shall, after the expiry of two years from the date on which it was effected be called in question by an insurer on the ground that statement made in the proposal or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policyholder and that the policyholder knew at the time of making it that the statement was false or that it suppressed facts which it was material to disclose:

Provided that nothing in this section shall prevent the insurer from calling for proof of age at any time if he is entitled to do so, and no policy shall be deemed to be called in question merely because the terms of the policy are adjusted on subsequent proof that the age of the life insured was incorrectly stated in the proposal.