CASE STUDIES

Case 8: Health

Prospect	:	Ekta Wahi
Age	:	40 years
Marital Status	:	Married
Family Details	:	Husband working; one child Madhu 12 yrs old
Income Source	:	Salaried
Occupation	:	Manager in a foreign bank
Total Income	:	Rs. 12 lacs per annum
Investment Details
Savings	:	Rs. 6 lacs
Stocks	:	Rs. 3 lacs
Mutual Funds	:	Nil
Insurance Premium	:	Rs. 50,000
Mediclaim cover	:	Only employers cover of Rs. 2.5 lacs per annum for the family.
Cash in Hand	:	Rs. 1 lac

Needs:

Ekta loves to party and has a very hectic lifestyle. She has a history for heart disease and cancer in her family.

Solutions:

Ekta should go in for CI health plan or a family health plan. She is also advised for a composite solution of Unit Linked Insurance Plan and Child Endowment.